WebInsurance Companies Might Give You Trouble. According to the Insurance Information Institute (III), a tree struck by lightning is typically covered under most homeowners insurance policies. The damage caused by the tree, as well as the contents of any structure that was damaged, are also generally covered. Insurance companies are for-profit ... WebTree care companies with proper insurance coverage provide clients with an added layer of protection. Without insurance, a tree care company would be unable to cover damages caused to the property ...
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WebNov 22, 2024 · Your home insurance company could deny removal coverage if a tree falls in the following situations: During a flood During an earthquake If the tree is dead If the tree is rotted If the tree is not well maintained WebMar 17, 2024 · Insurance policies will typically cover tree removal costs if the tree falls on a structure due to: Lightning and the resulting fire. Wind, hail, ice, or snow. Vandalism. Other covered perils (check your individual policy for specific details) However, if the tree falls on your lawn or another empty space, the reason it fell becomes especially ... WebAug 9, 2024 · In this case, your standard homeowners insurance won’t cover tree and debris removal, unless you have an endorsement specifying that coverage. Tree and debris … million meal marathon indianapolis